Property losses due to exposure to weather factors such as rain.Īnd. The material losses resulting from the transfer of property from one place of the fire to another place for storage.Į. Physical losses resulting from firefighters’ attempts to limit the spread of the fire, such as demolishing some walls or throwing some movables outside the burning property to reduce the intensity of the fire.Ĭ. Material losses to property due to the extinguishing water and the chemicals used in the extinguishing process.ī. They are the losses that are necessary to reduce fire losses and prevent their spread and try to limit the spread of the fire and include:Ī. Physical losses resulting from the collapse of walls and ceilings as a result of fire. Physical losses due to smoke from the fire or the heat generated from the fire.Ĭ. Physical losses to the original subject matter of the insurance as a result of the fire.ī. They are the losses that arise as a result of heat or flame from the fire and include:Ī. They are the losses resulting directly from the fire, and they cause the asset at risk of fire and lead to a decrease in its value or its death.
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